Online or in person — all of FLIQ in one place. Invoice payments are live today, and more arrives with the app.
Scan a QR code, a receipt or an invoice. FLIQ reads the amount and the due date, you choose which bank account it should be paid from, and you confirm in your own mobile banking app.
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Stay on top of your money with one clear overview. See all of your accounts, then scan, send, request or move money — and follow every FLIQ payment in the same place.
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A clean list of everything that has moved — amount, recipient and date, all in plain sight. No digging and no menus: your payments are there the moment you open the app.
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Send money to another person in seconds. Anyone in Europe with a bank account can receive it — no card and no app needed on their side.
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Connect every account you hold and move money between them in a single gesture. Salary account to savings, business to buffer — without waiting for the next banking day.
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Send a request with an amount and a message. The recipient confirms with BankID and the money lands straight in your account — so you can see who has paid without having to ask twice.
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Name each account and give it a colour and an icon — or a photo of your own from the camera roll — and put the ones you use daily first. Money is easier to keep track of when it looks like your life rather than a bank's system.
Pay when the network doesn't. Transactions are captured on the device and complete the moment you reconnect.
Digital value in the wallet — ready to send, redeem and spend wherever FLIQ is accepted.
Cashback that lands as real balance, not points with an expiry date.
Your bank account, in your pocket
You choose the amount and the recipient in FLIQ — the final approval takes place in your own bank, exactly the way you always do it. Nothing leaves your account until you have confirmed it there.
Payments run on licensed open banking infrastructure under PSD2 — straight from your account to the recipient, with no card network in between.
There is no card number in FLIQ. Account details are encrypted in transit and at rest, and access is granted per payment.
Data is processed in the EU under GDPR. We don't sell it, and non-essential cookies and tracking only run if you say yes.
FLIQ is operated by Avanoro AB, Stockholm. Details of processing, retention and your rights are described in our privacy policy.
The app is in the hands of our first testers. Leave your email address and we'll send you the download link the day it goes live — nothing else.
